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Insurance

Insurance Solutions

Govern AI. Assess AI risk.Insure AI.

CognitiveView helps insurers govern the AI they use across their business — and provides AI risk intelligence to assess, underwrite and continuously monitor AI risk for their customers.

Discover AI across your organization. Assess risk across the insurance lifecycle. Prove controls with evidence. Enable AI underwriting for your customers.

The changing landscape

AI is changing the insurance landscape.

AI introduces new attack vectors, operational failures, and regulatory exposure that traditional insurance wasn't designed to address.

Explore the insurance AI risk landscape
  • AI Security Threats

    • Prompt injection
    • Model poisoning
    • Data leakage
    • Deepfake fraud
    • AI supply chain risk
  • AI Operational Failures

    • Hallucinations
    • Model drift
    • Unsafe decisions
    • Agent failures
    • Business interruption
  • Regulatory Exposure

    • EU AI Act
    • ISO 42001
    • NIST AI RMF
    • Sector regulations
    • Audit & accountability
  • Third-Party Liability

    • AI vendor outages
    • Vendor AI failure
    • IP claims
    • Privacy violations
    • Customer harm

Two complementary opportunities

One platform. Two insurance opportunities.

CognitiveView supports insurers in two complementary ways — govern your own AI and assess AI risk for your customers.

Your organization

Govern your AI

Use CognitiveView to govern the AI your organization develops, deploys, buys and operates.

  • Underwriting
  • Pricing & Rating
  • Claims
  • Fraud
  • Customer AI
  • Generative AI
  • AI Agents
  • Third-party AI
Explore Governance
Your customers

Assess & insure AI risk

Use CognitiveView’s AI risk intelligence to assess customer AI and support AI insurance workflows.

  • AI Risk Assessment
  • AI Readiness Report
  • AI Insurability Score
  • Coverage Intelligence
  • Residual Risk
  • Expected Claim Exposure
  • Continuous Monitoring
  • AI Trust Center
Explore AI Risk Assessment

Underwriting intelligence

From AI risk assessment to underwriting intelligence.

A comprehensive evaluation across 6 dimensions to quantify, qualify and continuously monitor AI risk.

View framework details

AI Risk Profile

Use case, purpose, business impact, and decision autonomy.

Safety & Reliability

Hallucination rate, model drift, robustness, and failure trends.

Governance & Controls

Control effectiveness, human oversight, and change management.

Security & Privacy

Prompt injection risk, data leakage, and access controls.

Compliance Readiness

ISO/IEC 42001, EU AI Act, NIST AI RMF, and sector standards.

Continuous Risk Signals

Risk trends, control failures, new vulnerabilities, and incident monitoring.

Evidence for underwriting

AI readiness report & trust center.

Give underwriters the evidence they need, and keep it current.

See example report

AI Readiness Report

Understand the assessment, control effectiveness and remaining exposure.

Insurability Score

78/100

High

Safety & Reliability

82/100

Governance

80/100

Security

76/100

Compliance

74/100
Residual Risk
Medium
Expected Claim Exposure
$1.2M – $3.8M
Confidence Level
High

AI Trust Center

Review supporting records and follow changes in evidence and risk signals.

  • AI Systems

    24

  • Models

    37

  • Controls

    152

  • Overall

    94%

  • Compliance

    74

Recent Evidence

  • Model Validation Report

    2 days ago

    Completed
  • Bias Assessment

    5 days ago

    In Review
  • Security Scan Report

    8 days ago

    Completed
AI Trust Trend

Live Monitoring

  • Risk Signals
  • Control Status
  • Policy Violations
  • Evidence Updates
  • Incident Alerts

The insurance lifecycle

End-to-end insurance workflow.

From customer AI estate to continuous risk intelligence.

  1. Understand the exposure.

    Identify customer AI and build the evidence needed for a risk assessment.

    1. Discover

      AI estate

    2. Assess

      AI risk

    3. Generate

      AI readiness

  2. Inform the insurance decision.

    Translate the assessment into context for coverage, underwriting and pricing.

    1. Calculate

      insurability score

    2. Support

      coverage decisions

    3. Underwrite

      and price

  3. Stay ahead of change.

    Keep risk intelligence current as AI systems, controls and operating conditions evolve.

    1. Monitor

      continuously

    2. Continuous risk signals feed back into the next assessment, supporting ongoing review.

Insurance AI control room.

One operating view for governance, risk and insurance intelligence.

Explore the control room
  1. See your AI estate.

    Bring systems, assurance status and customer assessments into one operating view.

  2. Understand changing risk.

    Review risk distribution, operating functions and recent signals together.

  3. Follow the evidence.

    Connect assessment records and ongoing monitoring to insurance intelligence.

Illustrative insurance AI overview dashboard displayed on a realistic monitor
Explore the control-room metrics, charts and risk signals
  • AI Systems

    247

  • High Risk

    32

  • Assured

    186

  • Customer Assessments

    1,842

  • Avg. Insurability Score

    78

AI Systems by Function
  • Underwriting28
  • Pricing & Rating25
  • Claims24
  • Fraud20
  • Customer AI34
  • AI Agents8
Risk Distribution
  • Safety76%
  • Moderate82%
  • Low53%

Recent Risk Signals

  • Model drift detected

    Pricing model v2

    2h ago
  • New vulnerability

    Customer AI assistant

    5h ago
  • Vendor change

    Third-party claims platform

    1d ago
  • Control validation passed

    Fraud model

    2d ago

Regulatory alignment

Built for the insurance ecosystem.

CognitiveView supports insurers in meeting evolving regulatory expectations.

  • National Association of Insurance Commissioners logo

    NAIC

    AI Principles & Model Bulletin

  • European Union emblem and wordmark

    EU AI Act

    Risk-based regulation

  • National Institute of Standards and Technology logo

    NIST

    AI Risk Management Framework

  • ISO/IEC 42001

    ISO/IEC 42001

    AI management system

  • International Association of Insurance Supervisors logo

    IAIS

    Global insurance supervision

  • European Insurance and Occupational Pensions Authority logo

    EIOPA

    European insurance regulation

  • Australian Prudential Regulation Authority logo

    APRA

    Insurance supervision (Asia-Pacific)

Drag to explore

Confidence in practice

Trusted by forward-thinking insurers.

CognitiveView gives us the visibility and evidence we need to confidently govern our AI — and a practical way to assess AI risk for our customers.
Portrait accompanying the insurance testimonial

Chief Risk Officer

Global Insurance Company

Proven outcomes

  • 60%

    faster AI risk assessments

  • 40%

    reduction in control gaps

  • 80%

    assessment evidence automation

  • 3x

    more AI systems under active monitoring

Get started

The AI risk landscape is changing. Insurance can change with it.

Govern your own AI. Assess your customers' AI. Build continuous AI risk intelligence.

  • Global regulations and standards
  • Insurance-specific frameworks
  • Evidence-backed AI governance
  • Underwriting-ready risk intelligence
  • Continuous monitoring as AI changes

Your questions, answered

Frequently asked questions

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