Agent governanceMortgage & Lending
Govern underwriting agents with policy checks and human review on high-impact lending decisions.
Control focus
Underwriting authority & exceptions
Agent Command Center
Every agent. A governed boundary.
Control which tools agents can use, which actions they can take, and when a human must decide — with a full evidence trail for every decision.
Follow a mortgage underwriting example as an AI agent moves from a customer request to a governed business action — with policy enforcement at every step.
Step 1
A mortgage applicant submits a refinance request.
Step 2
The underwriting agent gathers data and prepares a decision.
Step 3
CognitiveView evaluates the action against policy.
Step 4
High-risk decisions route to an underwriter for approval.
Step 5
Approved decision is executed and fully logged.
Agents can call tools, access sensitive data, and trigger business decisions. A useful answer is no longer enough: every action needs a clear boundary.
Governance belongs before execution.
Illustrative agent workflow
Identity control01 / Requested action
02 / Policy check
Verify the registered agent, its service identity, and its accountable owner.
Allowed
The registered identity is verified before the request proceeds.
Evidence retained
Agent identity, owner, verification result, and request timestamp.
The same boundary follows the agent from request to outcome.
Bring every agent into view. Connect who it is, what it can do, and how its decisions are governed — from one control plane.
Register each agent’s identity, business purpose, and accountable owner in one place.
Define the tools, data, and actions each agent may use. Keep authority aligned to its assigned task.
Allow, review, or block actions before execution. Route risky decisions to people and retain the evidence behind every outcome.

Know every agent.
Connect identity, purpose, and ownership in one accountable record.
Policies become actionable boundaries. Evaluate what an agent is about to do, then allow it, pause for human review, or stop it before execution.
Check identity, tools, data access, and action scope against policy before execution.
Pause high-impact decisions and exceptions for an authorized human reviewer.
Retain the policy, context, decision, and outcome so every action can be explained.
Runtime decision flow
Explore an illustrative policy scenario.
Approved tool call
A registered underwriting agent submits a summary to the approved internal case system.
Allow before execution
The action is within policy. The update can proceed to the approved destination.
Evidence retained
Agent identity, tool call, matched policy version, and execution result.
Identity, policy, assurance, and certification stay connected as an agent moves from onboarding into live operation.
Scroll to follow the agent lifecycle
Give every agent a verified identity, a business purpose, and an accountable owner.
Retained through the lifecycle
Identity & ownership record
Understand the agent’s risk, delegated authority, and required tools and data.
Retained through the lifecycle
Risk & access profile
Attach policies that define what may proceed, what needs review, and what must stop.
Retained through the lifecycle
Runtime policy boundary
Evaluate behavior and control effectiveness in the intended business context.
Retained through the lifecycle
Evaluation & assurance evidence
Establish certification for a specific business use, with clear conditions and limits.
Retained through the lifecycle
Scoped authorization
Observe live actions and revisit authorization when behavior, context, or policy changes.
Retained through the lifecycle
Monitoring & re-certification trail
When an agent’s scope or behavior changes, its controls and authorization must be revisited.
View the LifecycleDifferent industries. Different decisions. Apply the right boundaries to the tools, data, and actions your agents use every day.
Explore all use casesOne governance approach, adapted to each agent’s business context.
Models reason. Agents orchestrate. Tools act. Bring the context together so every consequential action has clear boundaries, accountable oversight, and evidence you can explain.
Explore the connection layers
Model inputs move through a structured reasoning pipeline into a reviewed output.
Connection context
AI models
LLMs
Bring model interactions into the context of the agent, its purpose, and the workflow it serves.
Apply boundaries around sensitive inputs, permitted model usage, and the outputs that need human review.
Keep the model context, applicable policy, and review outcome together so a decision can be explained later.
Give teams the visibility to understand agents, the controls to guide their actions, and the evidence to expand adoption with confidence.
Connect every agent to its purpose, accountable owner, and current risk posture. Give teams a shared starting point for oversight.
For platform and governance teams
From
Agents spread across disconnected workflows
Agent identity · Owner · Risk context
Deploy agents with confidence. Bring policy, human oversight, and connected evidence to the actions that matter.
